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Example Showing Potter County, TX. Pick your county to see walk-away bids, barns and freight for your place.

Or type a ZIP in a covered state. Florida, Georgia, the Carolinas, Virginia, West Virginia and Washington have barns on the map but cannot be a Ring Price home county yet — pick the nearest county in a covered state.

At La Junta Winter, stop at about $4.31/lb for 400 lb steers. Its last USDA average was $3.83/lb, so you'd clear your $50/hd goal.

Wheat stocker (example)steers · 400, 500 lb · 250 mi of Potter County, TX · $50/hd goal · example numbers Edit

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Barns vs your limit

Print a one-page cheat sheet: every weight × every barn →

Pick a weight. The target bid is the most you can pay and still keep your profit. Break-even is that bid with the profit set to zero. Each barn's limit also takes freight home.

400 lb500 lb
Walk-away — target bid$434.15/cwt$4.34/lb · $1,736.58/head bought
Open the bidding at La Junta Winter$426.27–$428.27/cwt$3.00–$5.00 under the limit after $12/hd freight · before freight $429.15–$431.15
Break-even bid$446.21/cwt$4.46/lb · zero profit, not your goal
You sell them745 lbApr 2027 · $324.44/cwt (USDA cash) · 97.0 head sold

Margin of safety: at your limit, the sale price can drop $7.10/cwt (2.2%) from $324.44 before you lose money (sale break-even $317.34). That's thin. Lender view →

Selling: 2.0% shrink · 2.5% commission · $45/hd fees and trucking · payweight 745 lb

Change shrink or commission

Defaults: 2% shrink (low end of USDA's 2–3% for Texas cattle) and 2.5% commission (a typical default; posted Texas barn schedules show 3–4%, so type your barn's rate). Sources are under "Sources" at the bottom.

Estimate, not a note: Actual/365 fixed (leap day in the numerator, 365 in the denominator); cost dates treated as advance dates; 100.0% of the cattle check and 100.0% of operating costs drawn; interest on drawn principal only.

Every financing assumption

Estimate, not a note: Actual/365 fixed (leap day in the numerator, 365 in the denominator); cost dates treated as advance dates; 100.0% of the cattle check and 100.0% of operating costs drawn; interest on drawn principal only.

  • Actual/365 fixed (leap day in the numerator, 365 in the denominator)
  • Bank interest is on outstanding principal only. Undrawn line room is not charged. No commitment fee is invented.
  • Interest accrues and is not added to principal. A monthly statement, by itself, does not capitalize interest.
  • Each receiving and wheat cost is treated as a bank advance on that cost date. That is an estimate, not proof the bank advanced the money then.
  • Borrowed share of the cattle check: 100.0%. Borrowed share of operating costs: 100.0%. The rest is your cash. Your cash is still a cost. It is not bank interest. No return on your own money is added unless you set one in the plan.
  • The max bid includes interest on the cattle check itself. A higher bid borrows more and costs more interest. Subtracting feed and then ignoring that loop overstates the bid.
  • Death dates are not in the plan. Feed is figured as if every bought animal ate the full turn, which is the high feed side. Debt on the cattle check does not disappear when an animal dies.
  • Head sold are head bought minus the death percent. Sale weight uses head sold. Costs of bought cattle stay in the total. Death loss is not charged again as a second markup.
  • Shrink of 2.0% is applied once to live sale weight to get payweight.
  • The note is paid off on the ship date.
  • Selling costs taken out of the check have no interest days before payoff. A commission percent applies once to gross sale receipts.
  • Sale proceeds pay accrued interest first, then principal. This form does not collect an earlier principal paydown. An earlier paydown would lower interest.
  • A line limit does not change the borrowed share and does not turn a shortfall into equity. The economic bid assumes every stated draw is funded. If those draws do not fit, that bid is not finance-feasible. The largest purchase that fits is reported separately.
  • One rate for the whole turn. No index, spread, or floor is applied.
  • What-if bands are ours: sale price ± $10.0/cwt, feed cost ± 15.0%, gain ± 0.25 lb/day, wheat days ± 14. Not a forecast.
  • Target bid keeps the profit per head bought in the plan. Break-even bid is the same ledger with that profit set to zero.
  • Nearest-cent figures can sit a fraction off the unrounded ledger. The cover bid is the purchase price rounded down to the cent. The cover sale price is rounded up to the cent.
How this limit was figuredDetails Each head sells for $2,242 after selling costs. Take out the rest and $1,737 is left to pay.
  • Target bid$434.15/cwt · $4.34/lb, per head bought$1,737
  • Feed + vet45 days receiving, 120 on wheat, vet, per head bought$385
  • InterestOn drawn principal only, including interest on this bid$70
  • Your goalPer head bought. Break-even sets this to zero.$50
  • Net sale, per head bought97.0 head sold of 100 · payweight 744.8 lb$2,241.69
  • Death loss, already counted above3.0% of head die: their cattle check, vet and feed, per head bought. It lowers head sold, so it is not added again.$64
Futures$331.25 USDA cash$324.44 Resale uses the lower one.
Every input
  • Sell weight: 400 lb + 45 days × 2.0 lb + 120 days × 2.25 lb = 760 lb, around Apr 29, 2027 (165 days).
  • Futures price: $331.25/cwt. CME feeder Mar 2027 settle 332.05 (USDA LSPDFSS 2026-11-13); Apr 2027 is not in the USDA report, so the nearest printed month is used, slid $8.00/cwt per 100 lb away from 750 lb.
  • USDA cash price: $324.44/cwt, straight average of steers 700-799 and 800-899 blended at 760 lb at Wildorado $321.87 (Nov 10, 2026), Dalhart $343.77 (Nov 12, 2026), Tulia $308.81 (Nov 12, 2026), Clovis $323.29 (Nov 11, 2026).
  • Resale: the lower one, $324.44/cwt × 745 lb payweight (760 lb less 2.0% shrink) = $2,416.43 per head sold, less 2.5% commission $60.41, less $45.00 selling costs = $2,311.02 per head sold. × 97.0 sold of 100 bought = $2,241.69 per head bought.
  • Costs: yard $90.00 + wheat $270.00 + vet $25.00 per head on feed. At the bid, interest is $70.11 per head bought. Death loss is not a second dollar charge.
  • Target bid: $1,736.58/head bought = $434.15/cwt = $4.34/lb. Break-even bid (profit set to zero): $446.21/cwt, $4.46/lb, $1,784.84/head. Cover bid, rounded down to the cent: $434.14/cwt.
400500
walk-away $434.15 1010

USDA steers priced for 400 lb at barns within 250 mi, best first. Where both traded, the two nearest 100-lb classes are blended.

  • Winter Livestock (Tuesday)La Junta, CO · 240 mi
    BUY · Below limit
    Max bid$4.31/lb$1,725.06/hd · $431.27 USDA$383.32$1,533/hd Freight/hd$12 Make/hd$249BUY

    Open bidding $426.27–$428.27/cwt · limit $431.27 after freight

    More

    USDA $383.32 on Nov 10, 2026 (300-399 lb $362.50 and 400-499 lb $404.14, blended for 400 lb). Limit here $431.27 after freight. Hits your $50/hd goal. Barn page → · Ring check here →

  • Tulia Livestock AuctionTulia, TX · 72 mi
    HOLD OFF · Over limit
    Max bid$4.33/lb$1,733.12/hd · $433.28 USDA$469.88$1,880/hd Freight/hd$3 Lose/hd$102HOLD OFF

    Open bidding $428.28–$430.28/cwt · limit $433.28 after freight

    More

    USDA $469.88 on Nov 12, 2026. Limit here $433.28 after freight. Would lose $102/hd vs your plan. Barn page → · Ring check here →

  • Roswell Livestock AuctionRoswell, NM · 244 mi
    HOLD OFF · Over limit
    Max bid$4.31/lb$1,724.87/hd · $431.22 USDA$473.19$1,893/hd Freight/hd$12 Lose/hd$124HOLD OFF

    Open bidding $426.22–$428.22/cwt · limit $431.22 after freight

    More

    USDA $473.19 on Nov 9, 2026 (300-399 lb $492.12 and 400-499 lb $454.27, blended for 400 lb). Limit here $431.22 after freight. Would lose $124/hd vs your plan. Barn page → · Ring check here →

  • La Junta Livestock CommissionLa Junta, CO · 241 mi
    HOLD OFF · Over limit
    Max bid$4.31/lb$1,725.01/hd · $431.25 USDA$475.56$1,902/hd Freight/hd$12 Lose/hd$134HOLD OFF

    Open bidding $426.25–$428.25/cwt · limit $431.25 after freight

    More

    USDA $475.56 on Nov 11, 2026 (300-399 lb $494.14 and 400-499 lb $456.97, blended for 400 lb). Limit here $431.25 after freight. Would lose $134/hd vs your plan. Barn page → · Ring check here →

  • Winter LivestockDodge City, KS · 232 mi
    HOLD OFF · Over limit
    Max bid$4.31/lb$1,725.44/hd · $431.36 USDA$485.54$1,942/hd Freight/hd$11 Lose/hd$175HOLD OFF

    Open bidding $426.36–$428.36/cwt · limit $431.36 after freight

    More

    USDA $485.54 on Nov 11, 2026 (300-399 lb $515.00 and 400-499 lb $456.09, blended for 400 lb). Limit here $431.36 after freight. Would lose $175/hd vs your plan. Barn page → · Ring check here →

  • Lonestar StockyardsWildorado, TX · 23 mi
    HOLD OFF · Over limit
    Max bid$4.34/lb$1,735.48/hd · $433.87 USDA$501.33$2,005/hd Freight/hd$1 Lose/hd$230HOLD OFF

    Open bidding $428.87–$430.87/cwt · limit $433.87 after freight

    More

    USDA $501.33 on Nov 10, 2026 (300-399 lb $522.66 and 400-499 lb $480.01, blended for 400 lb). Limit here $433.87 after freight. Would lose $230/hd vs your plan. Barn page → · Ring check here →

  • Clovis Livestock AuctionClovis, NM · 122 mi
    HOLD OFF · Over limit
    Max bid$4.33/lb$1,730.72/hd · $432.68 USDA$508.19$2,033/hd Freight/hd$6 Lose/hd$263HOLD OFF

    Open bidding $427.68–$429.68/cwt · limit $432.68 after freight

    More

    USDA $508.19 on Nov 11, 2026 (300-399 lb $551.73 and 400-499 lb $464.65, blended for 400 lb). Limit here $432.68 after freight. Would lose $263/hd vs your plan. Barn page → · Ring check here →

  • Beaver Livestock Auction (feeder cattle)Beaver, OK · 149 mi
    HOLD OFF · Over limit
    Max bid$4.32/lb$1,729.43/hd · $432.36 USDA$524.77$2,099/hd Freight/hd$7 Lose/hd$333HOLD OFF

    Open bidding $427.36–$429.36/cwt · limit $432.36 after freight

    More

    USDA $524.77 on Nov 10, 2026 (300-399 lb $545.65 and 400-499 lb $503.89, blended for 400 lb). Limit here $432.36 after freight. Would lose $333/hd vs your plan. Barn page → · Ring check here →

  • Cattlemen's Livestock AuctionDalhart, TX · 70 mi
    HOLD OFF · Over limit
    Max bid$4.33/lb$1,733.22/hd · $433.31 USDA$531.14$2,125/hd Freight/hd$3 Lose/hd$355HOLD OFF

    Open bidding $428.31–$430.31/cwt · limit $433.31 after freight

    More

    USDA $531.14 on Nov 12, 2026 (300-399 lb $567.16 and 400-499 lb $495.12, blended for 400 lb). Limit here $433.31 after freight. Would lose $355/hd vs your plan. Barn page → · Ring check here →

  • Woodward Livestock Auction (feeder cattle)Woodward, OK · 190 mi
    HOLD OFF · Over limit
    Max bid$4.32/lb$1,727.46/hd · $431.87 USDA$533.56$2,134/hd Freight/hd$9 Lose/hd$371HOLD OFF

    Open bidding $426.87–$428.87/cwt · limit $431.87 after freight

    More

    USDA $533.56 on Nov 12, 2026 (300-399 lb $578.28 and 400-499 lb $488.84, blended for 400 lb). Limit here $431.87 after freight. Would lose $371/hd vs your plan. Barn page → · Ring check here →

  • Apache Livestock AuctionApache, OK · 244 mi
    HOLD OFF · Over limit
    Max bid$4.31/lb$1,724.87/hd · $431.22 USDA$571.05$2,284/hd Freight/hd$12 Lose/hd$530HOLD OFF

    Open bidding $426.22–$428.22/cwt · limit $431.22 after freight

    More

    USDA $571.05 on Nov 12, 2026 (300-399 lb $640.97 and 400-499 lb $501.12, blended for 400 lb). Limit here $431.22 after freight. Would lose $530/hd vs your plan. Barn page → · Ring check here →

What-if bids

Our bands, not a forecast. Each row moves one input; heavier or lighter cattle are re-priced at their new sell weight. A change goes under Downside if it lowers your bid. The last row moves sale price, feed, gain and days together, each the hard way (or the easy way). Note at payoff: if you pay the base bid and then this happens, cash left after the note is paid, or still owed, per head bought.

ChangeDownsideBaseUpsideNote at payoff
Sale price $417.15-$10/cwt $434.15 $451.14+$10/cwt $20 shortupside: $120 left
Feed cost $420.88+15% $434.15 $447.41-15% $5 shortupside: $105 left
Daily gain $423.48-0.25 lb/day $434.15 $446.54+0.25 lb/day $6 leftupside: $101 left
Days on wheat $429.67-14 days $434.15 $439.94+14 days $32 leftupside: $74 left
Death loss ±2 pts $422.99+2 pts $434.15 $445.30-2 pts $4 leftupside: $96 left
Interest rate ±2 pts $429.95+2 pts $434.15 $438.41-2 pts $32 leftupside: $68 left
All four together $391.89each input the hard way $434.15 $486.61each input the easy way $125 shortupside: $268 left

Bids are $/cwt. Note at payoff assumes the borrowed shares on the plan; it is not a bank statement.

At the sale — ring check

Full ring →
Informational only, not advice. Futures: USDA LSPDFSS, Nov 13, 2026. Sources

Feeder futures settlements as printed by USDA (USDA AMS LSPDFSS (National Daily Feeder & Stocker Summary PM)): Nov 339.025, Jan 335.350, Mar 332.050. USDA report.

Where the selling defaults come from (type your own on the plan):

Bid limits come from your own numbers, past USDA-reported barn sales (Cownty's head-weighted averages of USDA AMS lots) and CME feeder futures settlements as printed in USDA's daily LSPDFSS report, held flat to your sell date. They are not a forecast or a quote. Interest is an estimate under the terms on the plan, not a lender statement. Check with the barn and your lender before you buy.